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资料
文件格式: |
pdf |
文件页数: |
66 |
文件语言: |
中文 |
文件原作者: |
中国银联 |
成文时间: |
2008年 |
摘要或目录: |
本标准规定了接入银联网络的电话支付终端标准,其中规定了电话支付终端的硬件要求、软件
要求、安全要求、终端的应用功能及接口和外设指令格式。不涉及电话支付业务交易主机端的规定。 |
文件截图: |
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I
目 录
目 录............................................................................I
前 言............................................................................V
电话支付终端规范(Ⅰ型) ............................................................6
1 范围..............................................................................6
2 规范性引用文件....................................................................6
3 术语和定义........................................................................6
3.1 电话支付中心...................................................................6
3.2 电话支付终端...................................................................6
3.3 TSAM 卡.......................................................................6
3.4 TKEY 卡.......................................................................7
3.5 TIM 卡........................................................................7
3.6 FSK ...........................................................................7
3.7 HDLC .........................................................................7
3.8 DTMF .........................................................................7
4 Ⅰ型终端的硬件与安全要求 .........................................................7
4.1 键盘...........................................................................7
4.2 显示屏.........................................................................7
4.3 磁条阅读器.....................................................................7
4.4 IC 卡阅读器....................................................................7
4.5 通讯...........................................................................7
4.6 存储器.........................................................................7
4.7 打印机(可选).................................................................7
4.8 外设通讯.......................................................................7
4.9 安全要求.......................................................................8
5 存储要求.........................................................................8
5.1 符号约定.......................................................................8
5.2 未支付帐单/已支付帐单..........................................................8
5.3 短信收件箱/短信发件箱(可选) ..................................................8
5.4 打印信息.......................................................................9
5.5 金融菜单.......................................................................9
5.6 功能提示信息...................................................................9
5.7 操作提示信息...................................................................9
5.8 错误提示信息...................................................................9
5.9 打印模板记录...................................................................9
5.10 交易日志(可选)...............................................................9
5.11 错误日志......................................................................10
5.12 冲正信息......................................................................10
6 终端参数管理....................................................................10
6.1 TSAM 卡参数..................................................................10
6.2 终端参数......................................................................11
7 终端应用要求....................................................................13
7.1 终端维护管理..................................................................13
7.2 自定义键的使用................................................................13
7.3 其他功能键的使用..............................................................14
7.4 显示..........................................................................14
7.5 输入控制......................................................................15
7.6 操作控制......................................................................15
8 终端流程代码说明................................................................15
9 操作码说明......................................................................16
10 终端指令说明...................................................................16
10.1 读取 TSAM 卡号...............................................................18
10.2 读取卡号......................................................................18
10.3 读取磁道密文数据..............................................................18
10.4 读取密码密文数据..............................................................19
10.5 读取交易数量..................................................................20
10.6 读取交易金额..................................................................20
10.7 读取金融应用号(支持条形码、磁条与键盘的同时输入)............................20
10.8 读取商务应用号................................................................20
10.9 读取日期......................................................................21
10.10 读取年月......................................................................21
10.11 读取自定义信息................................................................21
10.12 计算信息鉴别码(MAC).......................................................21
10.13 计算签名(预留,暂不启用)....................................................22
10.14 读取冲正信息..................................................................22
10.15 读取终端程序版本号 ............................................................22
10.16 读取终端应用功能版本号 ........................................................22
10.17 读取终端编号..................................................................23
10.18 加密报文数据(预留,暂不启用)................................................23
10.19 解密报文数据(预留,暂不启用) ................................................23
10.20 提取帐单支付数据 ..............................................................23
10.21 更新终端参数..................................................................24
10.22 更新 TSAM 卡参数..............................................................24
10.23 更新菜单参数..................................................................24
10.24 更新功能提示信息 ..............................................................25
10.25 更新操作提示信息 ..............................................................26
10.26 更新首页信息..................................................................27
10.27 更新打印模板记录 ..............................................................27
10.28 注销 TSAM 卡..................................................................28
10.29 存储帐单......................................................................28
10.30 更新错误提示信息 ..............................................................29
10.31 存储短信......................................................................29
10.32 打印数据......................................................................29
10.33 显示结果信息..................................................................30
10.34 连接中心(建链) ..............................................................30
10.35 发送数据......................................................................31
10.36 接收数据......................................................................31
10.37 挂机..........................................................................31
10.38 验证电话支付操作密码 ..........................................................31
10.39 验证信息鉴别码(MAC)........................................................32
10.40 免提拨号......................................................................32
10.41 交易确认......................................................................32
10.42 更新应用程序(预留) ..........................................................33
10.43 存储号码(预留) ..............................................................33
10.44 上传号码(预留) ................................................................33
10.45 中心临时操作提示信息 ..........................................................33
10.46 获取流程控制码................................................................33
10.47 屏蔽来电处理..................................................................33
10.48 更新双向认证密钥..............................................................34
10.49 预留..........................................................................34
10.50 上传交易日志..................................................................34
10.51 上传错误日志..................................................................34
10.52 接收 PC 数据(可选)..........................................................35
10.53 发送数据给 PC(可选).........................................................35
11 应用功能处理流程...............................................................35
11.1 一般处理......................................................................35
11.2 脱机管理功能..................................................................36
11.3 联机交易......................................................................37
11.4 缺省联机交易..................................................................37
12 接口及外设指令格式.............................................................38
12.1 交易流程......................................................................38
12.2 报文接口......................................................................42
12.3 TSAM 卡指令..................................................................45
12.4 TKEY 卡指令..................................................................50
附录 A-合法性校验算法 .............................................................51
1 算法 1-数字校验算法............................................................51
2 算法 2-输入比对校验............................................................51
3 算法 3-校验数并比对算法........................................................51
附录 B-数据合法性检查 .............................................................51
1 磁道数据合法性检查 .............................................................51
2 密码合法性检查................................................................51
附录 C-电话支付终端个人标识码(PIN)的加密方法....................................51
1 PIN加、解密的主账号 PAN取法.................................................51
2 PIN的长度....................................................................52
3 PIN的字符集..................................................................52
4 PIN格式......................................................................52
5 加密算法......................................................................53
附录 D-电话支付终端磁道信息加密算法 ...............................................53
附录 E-电话支付终端 MAC 的算法....................................................54
附录 F-相关信息库..................................................................55
1 显示格式对照表................................................................55
2 操作提示信息..................................................................56
3 功能提示信息..................................................................57
4 错误提示信息..................................................................57
5 首页提示信息..................................................................58
6 语音提示信息..................................................................59
7 打印模板记录..................................................................59
附录 G-应用举例...................................................................60
附录 H-TIM 卡导入数据.............................................................63
1 索引文件(0010)格式:........................................................63
2 记录文件(0011)格式:........................................................63
3 菜单参数记录格式:............................................................63
4 TSAM 卡参数..................................................................63
5 终端参数......................................................................64
6 功能提示信息..................................................................64
7 操作提示信息..................................................................64
8 错误提示信息..................................................................65
9 打印模版......................................................................65
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